State Employees Credit Union Auto Loan

Navy Federal Credit Union

With more than $55 billion in assets and nearly 5 million members, Navy Federal Credit Union is far and away the largest credit union in the U.S. Membership is open to any active or retired member of the military and employees of the Department of Defense. Immediate family members are also able to join.

New vehicle financing is available for any car produced over the last three years with less than 7,499 miles. The lowest current rate of 1.99 percent is available for terms up to 36 months. For the longest terms of 85-96 months, the lowest rate currently offered is 4.49 percent. The lowest rates are also available for late model used vehicle financing. A late model used vehicle is described as one produced in the three years prior to the current year with 7,500 to 30,000 miles. Used vehicle rates currently start at 3.59 percent. A used vehicle is one that has over 30,001 miles regardless of the model year.

NFCU Pros

• NFCU offers guaranteed asset protection as an option for a one-time cost of $199, which can be rolled into the loan.
• The NFCU website offers some great online tools and resources, including an auto loan calculator for estimating your monthly payments based on an assumed rate and term.
• Active duty, retired military members who have been customers for 25 years are eligible for a quarter point discount off the APR if they apply in-branch or on the phone.

NFCU Cons

How Much Will My Vehicle Payments Be

Click here to view more auto calculators.

*APR=Annual Percentage Rate. Rate above is for well qualified borrowers and applies to specific terms and conditions depending on term of loan. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Advertised rates include auto pay and are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

**See here for repayment information.

***Dealerships with names such as John Smith Ford or Southwest Honda are franchise dealerships. These dealerships have a contract with an automobile manufacturer that allows them to sell its products. They are distinguished from independent dealerships that have names like Bobs Used Cars. These dealers have no affiliation or contract with any manufacturer. Auto Checks may also be used at Carmax and Enterprise Car Sales.

Secu Auto Loans And Auto Loan Refinancing

Auto Loans for New and Used Vehicles

Schlumberger Employees Credit Union offers convenient auto loan financing to members residing in the U.S. Rates are competitive and the application process is simple. To apply for a loan, use the application link below. You must be an SECU member and meet lending qualifications to receive a loan.

SECU also has a lot of great online resources available to members and potential members. Use our Auto Buyer’s Information page to learn more about valuing your trade-in, shopping for a new or used car, financing options and more.

Refinance Your Current Auto Loan from another Financial Institution with SECU and Save Big

Take advantage of SECU’s Refinance Special and save big! We’ll reduce your current loan rate by up to 2% APR . If your credit score qualifies you for one of our lower posted rates, we’ll reduce you to your qualifying rate. Members must qualify. Offer not available to current SECU Auto Loans.

SECU’s Current Refinance Specials: Auto/Specialty Discounts: 2% off for up to 48-months, 1.5% off for 49-60 months, 1% off for 61-84 months, but not to exceed remaining loan term .

Use our Online Auto Refinance Savings Calculator to see how much you could save by refinancing with SECU!

More Than Just Auto Loans

SECU offers additional services and products you may be interested in when you secure your auto loan or refinance.

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About State Empoyees Credit Union

State Employees Credit Union was founded in 1937 with just 17 members and $437 in assets. Founded on the financial philosophy of People Helping People, SECU now serves over 1.7 million members, with a total asset size of $25 billion, 242 branch locations and more than 1,100 ATMs.

Click here for the best auto loan interest rates today.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institutions online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Why Secu Fast Auto Loan

Advanced Technology

Fast online application with electronic document delivery and closing. The SECU Fast Auto Loan experience includes faster solutions for all borrowers, regardless of delivery channel: online, in the branch or over the phone. You determine what best fits your needs.

Excellent Service

We are committed to offering the best member service experience in the industry and look forward to working with you.

Auto Power Program

If you want the flexibility to purchase a new vehicle at your convenience without the hassle of dealer financing, our Auto Power Program allows you to shop at your leisure and make a deal on the spot. Auto Power provides you with a pre-approved check, up to a specific dollar amount, for the purchase of a vehicle from a licensed auto dealer. With an Auto Power check in hand, you can make the deal and drive away in your vehicle without ever going to a Credit Union branch!

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Auto Loan Rates: Terms And Conditions

A shorter-term loan for people who want to pay off their new car within three years, SECUs 1.75% interest rate is for members who arrange their monthly payments through the credit unions payroll deduction or automatic funds transfer programs. This rate is fixed, so it wont fluctuate over the life of the loan, even if national interest rates rise.

The stated interest rate will vary based on a members credit.

State Employees Credit Union

Pay Your Bills Securely with doxo

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Also Known as: SECU, ncsecu.org, North Carolina State Employees’ Credit Union

doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. doxo is not an affiliate of State Employees Credit Union . Logos and other trademarks within this site are the property of their respective owners. No endorsement has been given nor is implied. Payments are free with a linked bank account. Other payments may have a fee, which will be clearly displayed before checkout. Learn about doxo and how we protect users’ payments.

Options for reaching SECU customer service. See something wrong? Suggest an update

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Advantages Of Credit Unions For Auto Loans

One of the primary advantages of working with a credit union is that it doesnt have to answer to a corporation or shareholders when making loan decisions. Financial transactions are typically negotiated on a local level, giving credit unions more leeway in working with customers on an individual basis. When a credit union customer sits down with a decision-maker, that person is likely to be another member of the credit union who might be more open to understanding the customers particular circumstances.

As a not-for-profit business, credit unions are low-key in terms of their physical location and their advertising, which keeps their overhead costs low. For that reason, credit unions are able to offer their members more attractive auto loan rates. Being completely customer-centric, they also offer more flexible terms and valuable ancillary services, such as car buying services which can save customers money on their car purchases.

The application process for an auto loan with a credit union is not much different than applying with a bank. The application requires standard information income, employment history, Social Security number, credit information, and information on the type of vehicle you want to purchase. Most credit unions offer loans for new and used cars, and many will finance third-party purchases. Once you are approved you can go car shopping with a pre-approval letter.

> > Read More:Best auto loans

About Secu State Employees Credit Union Customers Added This Company Profile To The Doxo Directory Doxo Is Used By These Customers To Manage And Pay Their State Employees Credit Union Bills All In One Place When Adding State Employees Credit Union To Their Bills & Accounts List Doxo Users Indicate The Types Of Services They Receive From State Employees Credit Union Which Determines The Service And Industry Group Shown In This Profile Of State Employees Credit Union Help

Common questions, curated and answered by doxo, about paying State Employees Credit Union bills.

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The State Employees Credit Union Of New Mexico Is Offering A New Auto Loan Giving Members And Non

This is a great deal. We are looking forward to seeing some great results from this new auto loan promotion. We cannot wait for September to roll around to see who is going to be the big winner of the $15,000 cash prize

Santa Fe, NM June 22, 2011

State Employees Credit Union of New Mexico is excited and proud to announce the launch of their new auto loan promotion contest with a GRAND PRIZE of $15,000 cash money paid out to the winner. The promotion is being offered for a limited time with the final chance to enter ending on August 31, 2011. Prospective new auto loan customers with the State Employees Credit Union can enter the contest several different ways. They are as follows:

1. Refinance an Existing Auto Loan from another financial Institution with State Employees Credit Union of New Mexico – A borrower can refinance their current auto loan with the State Employees Credit Union of New Mexico and be entered to win the $15,000. The borrower will receive an auto loan from State Employees Credit Union that has an interest rate that is 2% lower than the interest rate on their current loan. The minimum interest rate of 3.24% annual percentage rate will apply. The new borrower will receive $100 for refinancing with State Employees Credit Union and another $50 for establishing a new account . The loan amount must be $5,000 or higher. There are no payments due for 60 days. The loan account must remain open for 6 months.

What Our Members Are Saying

I have been a member of Rochester Area State Employees FCU for several years now and have always had great customer service. The employees remember my name and go out of their way to provide excellent customer service. I am always treated with respect and every experience has been a pleasant one. I could not be any more pleased with Rochester Area State FCU and the staff! I have had 3 loans with RASEFCU and in each instance found the interest rates to be great and the service to be excellent! My experience has been so good that I have taken both my son and my step-son for an auto loans to help establish their credit and have referred my parents for an auto loan. I intend to have RASEFCU be my go to place for auto loans for myself. I highly recommend Rochester Area State Employees FCU.

I have been a member of this Credit Union since 1994 when I began my career with the State. It has been just like family to me where each person there knows me by my first name and always makes me feel that I am important. They cared enough to get to know me, as I have been through the hardest times of my life during the past 23 years and in that, they have helped me on numerous occasions to navigate through the toughest financial situations. I am thoroughly grateful to them.

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What Our Members Say

We have a personal loan with SECU. The loan process was very quick, and our loan is at a better rate than anywhere else. Member for 10+ years

What I love about State Employees Credit Union is they have been here for more than 50 years. Their name hasnt changed, the stability in knowing that its our credit union hasnt changed, they serve their members. Theyre here to help when we need that financial help.

Member for 30+ years

When I applied for an auto loan at the State Employees Credit Union, the staff was very upbeat and positive

Member for 20+ Years

Penfed Federal Credit Union

PenFed Federal Credit Union is the third largest credit union with nearly $18 billion in assets and 1.3 million members. Membership eligibility extends to any member of the military, any employee of the U.S. government and immediate family members. You can also join PenFed if you belong to a qualifying organization like the National Military Family Organization or Voices for Americas Troops.

PenFed finances new vehicles for up to 84 months, with the lowest current APR of 1.49% reserved for terms up to 36 months. PenFed will finance new vehicles up to $100,000 up to 110% of their MSRP. New vehicles are described as current and previous model years and you must be the vehicles initial owner.

Used cars are eligible for 110% financing based on NADA values. APRs currently start at 2.49% for terms up to 36 months. A vehicle is considered used if it is the current or any prior years. The 72 month term option is only available for the current and prior two model years.

PenFed Pros

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Before You Hit The Road

Loan Options For All Your Needs

We offer financing for unique needs, such as RV and business vehicle loans. Plus, we offer extra vehicle protection with auto warranty coverage.

RV Loans

The right loan can put your dream RV within reach. Reward your hard work with a great escape.

Business Vehicles

Extend your businesss capabilities with financing for new or used business cars, vans, and light-duty trucks.

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