Ford Maverick High Voltage Services
Not all hybrid vehicles are the same. Some hybrids plug-in to charge, some don’t. Others have regenerative braking, but not all hybrid vehicles. And most use battery power to propel or help propel the vehicle. Some hybrids even come equipped with a conventional 12-volt battery and a high-voltage battery. With so many differences between hybrid cars, trucks, and SUVs, your 2022 Ford Maverick needs a professional who knows hybrids. We’ve got you covered. Your local Firestone Complete Auto Care location is equipped to offer conventional and low voltage services for all hybrid vehicles, including your 2022 Ford Maverick.
Certain stores also provide high voltage services. A high voltage service is any service that includes removing the Ford’s high voltage safety/service disconnect plug/switch, servicing any high voltage cables, the power inverter, the electric machines/motors, the high voltage battery pack, high voltage A/C compressor, etc. Call ahead of time to check which high voltage services are offered at your location. Some of these high voltage vehicle services might include:
Hybrid high voltage battery cooling system inspections: Your technician will inspect the Maverick’s battery filter and clean the ducts of the battery.
Isolation test: During this test, the technician will use a special tool to check for any high voltage components that are “leaking” electric energy to the chassis.
Which Credit Card Is Best For Paying A Body Shop
We always recommend financing any large purchase with a 0% interest promotional credit card. If youre a new cardholder , your single receipt qualifying purchases will receive interest-free financing for the duration of the promotion.
The length of the promo will depend on the card you apply for. In most cases, these offers range from six to as many as 21 months.
These cards allow you to cover your car repair costs with no financing charges which can keep your emergency fund intact and take the stress out of seeing your check engine light glow on your dashboard.
What Can An Emp Loan At Trail Tire Be Used For
An EMP loan at Trail Tire can be used towards all repairs and maintenance of your vehicle, including the purchase of tires, rims, and other accessories installed on your vehicle. The applicable labour charges and taxes are also eligible to be included in the loan. Direct counter purchases of tires, rims, parts, and accessories without installation are not eligible for EMP.
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Auto Repair & New Tires Financing Your Vehicle
Trail Tires Auto Centers has a great new program you can use to pay for car repairs, and get new tires and wheels.
Easy Monthly Payments is a financing program that allows consumers to get new tires, wheels/rims, or vehicle repairs completed, with no credit checks and for payments as low as $20/mo.
The loan is based on the value of your car and allows you to repay the loan over 36 months, with the option to pay off the balance at any time without any penalties.
This program is designed to ensure the monthly payments fit your budget. You can get a loan up to 25% of the value of your car. With the repayment term of 36 months,
When you use Trail Tire to finance your repairs, new tires, or wheels, you keep money in your bank account and available balance on your credit card. The Easy Monthly Payments loan is based on the value of your vehicle and not your credit profile.
The loan can be used towards all repairs and maintenance of your vehicle, including purchasing tires, rims, and other accessories installed on your car.
Existing Cards In Your Wallet
If youre considering turning to a credit card you already have, know that paying for your auto repair with a credit card may not be cheap. For example, at an APR of 15% with a $25 per month payment, a $1,000 repair could take you 56 months to repay and cost you almost $395 in interest. At 20% APR, it would take 67 months to pay for the repair and cost you almost $662 in interest.
For that reason, we recommend using an existing credit card only for purchases you can comfortably afford to pay on time and in full within one billing cycle.
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The Synchrony Car Care Credit Card
Benefits of the Synchrony Car Care Credit Card
- Get 12 Months Promotional Financing on purchase of $499 or more with your Synchrony Car Care credit card*
- Get 6 Months Promotional Financing on purchase of $199 or more with your Synchrony Car Care credit card*
- Accepted at gas stations nationwide.**
- Accepted at over 25,000 Synchrony Car Care locations
- Exclusive cardholder discounts
What Are The Different Types Of Car Insurance Coverage
Car insurance has five main types of car insurance coverage you can incorporate into your policy. Each one offers varying degrees of protection in case of a loss. At a minimum, you will need liability coverage, which protects against damage and bodily injury. Depending on the level of protection you’re looking for, you might want to add additional coverage to your policy. Here’s a look at some of those options:
- Liability coverage: Basic coverage that is mandatory in most states. There are two types of liability coverage, protecting a policyholder against personal injuries and property damage .
- Collision coverage: Covers repairs stemming from a collision with an object rather than another vehicle.
- Comprehensive coverage: Protects your vehicle in case of damage caused by non-vehicular collision. Covered events include theft, weather-related damage and vandalism.
- Personal injury protection: Pays your medical expenses and lost income from an accident.
- Uninsured motorist coverage: Covers your vehicle against hit-and-run accidents.
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Do Car Insurance Companies Check Your Credit
Your credit score will factor into your insurance premiums a better credit score gets you a lower premium. Studies indicate that drivers with high credit scores are less likely to file claims than those with low credit scores. Car insurance companies check your driving and to determine your liability risk.
This inquiry is a “soft pull” that won’t impact your credit score. Before applying for car insurance, you might want to check your credit score using a such as Chase Credit Journey or and take steps to improve your score to secure a lower car insurance premium.
Why You Should Pay For Car Repairs With A Credit Card
- By Trent HammGuest blogger
The usual personal finance advice tells people to avoid credit cards like the plague.
The reason for that is quite straightforward. Credit cards make it incredibly easy to get into debt trouble. When you use a credit card, youre not directly spending your own money, and that abstraction is often enough to convince people to spend without thinking. After all, you dont have to have the money in your checking account to cover it right now, do you?
Im speaking from experience here. At one point in 2005, I had credit card debt that went well into the five figures while barely having enough to cover the bills in my checking account. One of the biggest reasons for this was the ease of using the credit card whenever I wanted something.
So why would I suggest actually using a credit card to pay for an expensive emergency like a car repair?
First of all, just because you use a credit card doesnt mean you shouldnt pay it off immediately. I use a credit card now for convenience, not because I dont have the money in my checking or savings account to pay for the item. In fact, Id go so far as to say that its not a good idea to use your credit card unless you do have the cash on hand to cover whatever youre buying.
About a year ago, I happened upon this statement about the Monitor in the Harvard Business Review under the charming heading of do things that dont interest you:
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What’s The Best Way To Pay For Car Repairs
by Christy Bieber |Updated July 17, 2021 – First published on Aug. 25, 2019
Image source: Getty Images
Many people need to own a car to commute, run errands, or fulfill family obligations. Unfortunately, owning a car can be really expensive. In fact, the average American household with two cars should expect to spend more than $800 annually on vehicle repairs.
Some maintenance and upgrade costs are predictable — such as new brakes and tires you’ll inevitably need. But it’s also likely you’ll incur surprise car repair costs at some point during the time when you own a vehicle. Transmissions can go, engines can fail, air conditioning can stop working, and a whole host of other things can go wrong, leaving your car unsafe or uncomfortable to drive.
When a problem arises with your car, you’ll need to figure out the best way to fund the fix. So what’s the best way to pay for car repairs? Here are a few options:
Let’s look at each of these options in more detail so you can decide which approach is right for you.
Car Repair Costs: What To Expect
The vetting process for auto repair shops is vital for getting a good deal and getting your car back on the road quickly. It will take a decent amount of research on your part to know whether you can trust the body shop. It would help if you also looked into the average cost of whatever the issue is with your vehicle before you agree to let the shop repair your car.
Below are a few of the most common repairs you may encounter and their average price range:
Brake pad replacement: $263$294
Brake shoe replacement: $259$298
Brake rotor replacement: $406$559
Engine tune-up: anywhere from $150 to over $1,000
Air filter replacement: $57$90
Wheel alignment: $116$145
Wheel balancing: $26$34
Just remember, these are the average ranges for repairs and services. If you have a very expensive vehicle that needs special parts, then you may be paying a lot more than this.
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Reasons To Be Wary Of Credit Cards Offered At The Repair Shop
Few mechanics offer their own financing. Instead, these independent businesses partner with outside banks or credit card issuers to offer auto repair financing.
Thats why you have to apply for an auto repair loan or line of credit with the mechanic. The mechanic will submit your application for an auto repair credit card to its partner bank, which will instantly accept or decline your application.
While this may seem convenient, this car repair financing option has several pitfalls, including:
1. Short Promotional Terms: Most credit card issuers that partner with auto mechanics offer very short interest-free periods for your promotional purchase. In many cases, youll have only six months to repay your debt before your interest rate kicks in.
2. Deferred Interest: If your lender forces you into a deferred interest deal, you may find that your car repairs cost way more than you planned. With deferred interest, your debt will continue to accrue interest during your promotional purchase time frame. If you repay the debt before your deal expires, you dont have to worry about the financing charges. But if you dont, the bank will pile all of that accrued interest onto your balance when the promotional period expires.
And any repairs you make at a later date are considered non-promotional purchases which means theyre subject to your regular account terms and wont qualify for any promo purchase discounts.
How Do Car Insurance Companies Pay Out Claims
In case of an accident, you can file a claim with your insurance company by calling the claims department. Major insurance companies have mobile apps that allow you to file a claim quickly and upload all the necessary documents in one place.
Car insurance companies pay out claims after investigating and reviewing all related documents. Be sure to consult your policy for any limitations regarding your coverage.
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Can You Pay An Auto Mechanic With A Credit Card
Most reputable mechanics will accept credit card payments for completed work. If a mechanic offers a co-branded credit card or a car repair loan option, the business will also accept credit cards from other issuers.
Using a credit card to pay for your mechanic bill may come with other perks you may not be aware of. In addition to potential interest-free financing and cash back or bonus points, your purchase may be eligible for an extended warranty on the parts used, depending on the card you use.
Your purchase may also qualify for promotional financing that may include bonus rewards or other benefits.
How Do I Pay For Auto Repairs
If you dont have the necessary cash to pay for an emergency car repair, your next option is to take out a loan. Your credit score plays a big role when looking for the right car repair loans. Poor credit scores can make getting a loan from a bank or a credit union nearly impossible, but even if you have good credit, the time it takes to get approved and receive your funds can leave you stranded for weeks.
5 ways to finance car repairs
|Types of car repair loan||Typical loan amount|
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Best Credit Cards For Auto Repairs With 0% Financing
According to studies, the average car repair bill runs between $500 and $600 and 1 in 3 consumers cant cover that tab without incurring debt.
If theres a silver lining in this dark cloud, its that you may qualify for interest-free financing with one of the cards listed below. And, if your repair bill meets the average cost, you could also instantly qualify for a signup bonus that puts a little cash back in your pocket.
The Capital One VentureOne Rewards Credit Card charges no annual fee or foreign transaction fee and pays out bonus miles when you meet the minimum spending threshold within three months of card activation. Interest-free financing on new purchases also covers your first several months with the card, with an ongoing variable APR after that.
Paying For Car Repairs
So how do you pay for these repairs if youre short on cash? Well, unfortunately, it wont be easy or cheap. If you dont have money to pay for your car repairs, youll likely need to borrow money even if you have bad credit. And while there may be a lot of different options for you to borrow the quick cash you need, youll want to make sure to use a safe and affordable option.
There are plenty of fast cash loan options out there that can provide the money you need for car repairs. However, they all have different terms, conditions, and interest rates. This is another area that will require much research, time, and effort on your part. But its worth it, in the long run, to make sure you get a good deal on a personal loan.
Below are a handful of the most common quick cash options for getting the money you need to pay your repair costs:
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Should You Borrow From Family Or Friends For Car Repairs
If you don’t have the cash to cover car repairs, perhaps your loved ones might — and they may be willing to loan it to you. This could also allow you to get money quickly so you can get your car back on the road.
Unfortunately, many people don’t have loved ones they can ask for a large cash loan. And even if you do, you may not be comfortable making the request. Plus, if something happens and you can’t pay back the loan, this could create resentment and jeopardize important relationships.
If you borrow money from a loved one for car repairs, make sure you agree up front whether any interest will be charged and what the repayment schedule will be. Then stick to the schedule so there are no hard feelings.
Should You Pay For Car Repairs With Cash
There are many benefits to paying for car repairs with cash. First and foremost, you won’t have to worry about increasing the cost of your repairs by incurring interest charges. Car repairs can be expensive enough. If you have to pay interest to a lender, you end up spending even more money to fix your vehicle.
If you have cash available, you can also pay for repairs right away without having to wait to apply for a loan and get funding. If you need to get your car back on the road now so you can get to work or school, this is a major benefit.
There are some obvious downsides, though. First and foremost, you may not have the cash available to fund repairs — especially if there’s something major wrong with your car.
You can make sure you have money for repairs by setting aside some money each month into a special “car repair” savings account. Leave the cash there until a problem arises with your vehicle. But it can take time to save up enough to cover all the repairs you may need.
Another downside to paying with cash is that you tie up funds you may need for other purposes. If you’re saving money in a car repair account, you may not be able to put as much money away for retirement or to save up an emergency fund.
Still, if you have the money available to pay out of pocket for repairs without jeopardizing financial goals, always try to do so.
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