Aarp Auto Insurance Phone Number

What Auto Insurance Coverages Are Available From Aarp

AARP Auto Insurance From The Hartford | Insurance Illustrated Uninsured/Underinsured Motorist

As is the case with any auto insurer or auto insurance company, AARP offers some form of liability coverage with a basic policy. In most areas, this includes bodily injury liability and property damage liability.

If you cause an accident, AARPs liability coverage will cover damages made to the victims vehicle but not those made to your own vehicle. This type of coverage will also cover costs resulting from injuries .

In addition to basic liability coverage, there are several benefits offered by AARP, including:

Several forms of medical coverage are also included with AARPs basic plans, including medical payments coverage and personal injury protection . Medical payments for anyone in your car will likely be covered with AARPs policy.

With PIP, it doesnt matter whose fault the accident was. Expenses resulting from the accident should be covered.

Collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage of your car are included as well. Remember, if you want to get any additional car insurance coverage, as you read about above, you should bring it up at the time of purchase. If you didnt, thats okay, too! You can add these special auto insurance coverages to your current auto insurance policy. You will just have to call and speak to an agent.

Minimum Car Insurance Requirements by State


When The Damage Forces You From Your Mobile Home

If you are forced from your mobile home by damage, please give us a phone number and address where you can be reached, such as a friend’s house or the hotel where you may be staying. This will help us serve you more quickly and efficiently. Your Foremost policy through the AARP Mobile Home Insurance Program includes coverage for additional living expenses if you are unable to live in your mobile home because of damage from an insured peril. See your policy booklet for more details.

Faq About Aarp Auto Insurance

Does the AARP have good auto insurance?

AARP auto insurance is generally well regarded, with very competitive rates for AARP members and benefits like lifetime renewability and a disappearing deductible. Motorists insured under the AARP through The Hartfords car insurance policies can also benefit from perks like RecoverCare and first-accident forgiveness.

How much does AARP auto insurance cost?

We found that AARP car insurance has some of the cheapest average annual premiums for full coverage policies, clocking in below the national average.

What is the best car insurance for seniors?

AARP reviews indicate that The Hartford car insurance is a great option for seniors, assuming you are an AARP member. According to our research, Esurance also provides top-notch coverage for tech-savvy seniors.

How old do you have to be to get AARP auto insurance?

You have to be at least 50 years old to become a member of the AARP and take out an auto insurance policy.

Is The Hartford insurance only for AARP members?

The Hartford auto insurance policies are exclusively available to AARP members and their families.

Also Check: Open Chapter 13 Auto Financing

Aarp Car Insurance Reputation

Is AARP car insurance good?

AARP car insurance, offered by The Hartford, ranks generally well for claims and customer satisfaction, financial strength, and affordability. The average monthly cost for a policy with AARP is $112.

AARP auto insurance provides AARP members with auto insurance coverage that tends to be affordable but also carries a reputation for claims satisfaction that is hard to find and impressive customer satisfaction ratings. This is a hard reputation to build and even harder to maintain. AARP doesnt have a reputation for being cheapbut its not expensive, either.

Aarp Insurance: Whats The Bottom Line

The Hartford Auto Insurance Phone Number

What are the pros and cons of AARP car insurance? There are many pros to going with AARP for your auto insurance policy, including the many additional benefits, 24/7 customer service, and a large number of car insurance discount options.

However, AARP does have a large number of complaints. Also, the AARP auto insurance program for older Americans is only available to those who are already members. So, if you want to take advantage of these benefits, then be sure to apply for an AARP membership.

The best way to determine if the AARP auto insurance program is right for you and your family is to determine your own needs and wants. Compare these with the options AARP offers, then decide if the insurance plan premium rates are within your price range.

Recommended Reading: Early Auto Loan Payoff Calculator

What Do Aarp Insurance Reviews Say

AARP boasts many great reviews on its website, with several saying the companys customer service is very helpful. Across the internet, AARP has received mostly positive reviews. However, there are plenty of complaints about the company as well.

AARP has an A+ rating with the Better Business Bureau but currently has a 1.35/5 stars review from customers. The J.D. Power rating for AARP/The Hartford is currently 4 out of 5.

Accident Forgiveness New Car Replacement Coverage And Recovercare Are Just A Few Of The Car Insurance Coverages Available To Aarp Members

Aarp auto insurance quote phone number. Our claims team is available 24/7 and includes some of the most knowledgeable and caring specialists in the business. Looking for the best car insurance in the philippines? Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away.

Get a car insurance quote online. Aarp’s roots date back to 1958, when a former professor from california established the company as a nonprofit, membership organization for people who are 50 and older. Did an auto quote online with hartford insurance using the link provided by aarp a few days ago.

Get a quote from the aarp® auto insurance program from the hartford by calling to speak to a customer service agent or using the quote tool on its website. Aarp scored an a on financial stability with s& p and am best, which indicates that the company is stable enough to settle claims. Compare quotes for free and find the best car insurance coverage.

While the company advertises an online quote tool, it rarely works, so your best bet is to speak with an agent. Contact us to get them. You’ll leave and go to the website of a trusted provider.

Our goal is to get your life back in order as quickly as possible after a claim. Does aarp have good auto insurance? Your name, policy number, vehicle involved, personal information of all other people involved and details about the accident.

Please provide the following details in your message:

Berbagi :

Also Check: Bad Credit Auto Loans Denver

Are You Eligible For Aarp Membership Car Insurance

Most people dont realize that young adults can sign up for AARP membership, but you need to be at least 50 years old to enjoy full AARP membership. Full membership grants you access to various insurance programs, including the AARP-Hartford auto insurance program.

The Hartford has no age requirements for spouses and young drivers that you add to your policy. Still, policyholders for the program must be at least 50 years old.

Temporary Measures Or Repairs To Make After Damage Occurs

AARP Auto Insurance From The Hartford | Insurance Illustrated Medical Payments

The immediate action or temporary repairs you make after damage occurs will depend on the type of damage. For instance, if thieves or vandals attack your mobile home, report it to the police as soon as possible. If your mobile home has been damaged in a storm, try to prevent additional damage and safeguard your mobile home until professional repairs begin.

For example, if your roof has developed a leak from a fallen branch, you could remove the branch and cover your roof with a tarp. Keep a list of your temporary repairs and get receipts for any repair items you buy. Your personal safety comes first, of course. Stay away from electrical hazards and other threats leave those to the professionals.

One more important point Do not remove damaged items or structures from your property until a Foremost claim adjuster can assess the damage.

Studies have shown that insurance fraud costs the insurance industry billions of dollars every year and it’s not a victimless crime. Everyone is directly affected by paying higher policy premiums for their insurance.

To help address this issue head-on, Foremost Insurance has a dedicated Special Investigations Unit. If you are aware of suspected Insurance Fraud, you can report it to us 24 hours a day by calling 1-888-662-6616 .

Also Check: Sell My Car No Title

Aarp Car Insurance Coverage Options

AARP car insurance provides a full range of insurance coverage. First, the very basics: property damage and bodily injury liability coverage, medical payments or personal injury protection, uninsured/underinsured motorist coverage, and the additional coverage options that give you full coverage: comprehensive coverage and collision coverage.

In addition to these standard insurance products, AARP auto insurance offers a number of perks and add-ons that you wont find on every car insurance policy. Policyholders that really appreciate the peace of mind from these perks are the best match for AARP.

The Secure Insurance Solution

Phew! Dont waste your time and your money wandering around this maze and searching for the best Car Insurance options at the best prices, when theyre available right here in a single step from Secure Insurance Solutions.

We take the confusion out of Automobile Insurance with a customized plan tailored to your needs and then we shop around for the most competitive rates available in the marketplace.

You May Like: Value Of My Used Car

How Does Aarp Rank For Customer Service

Insurance companies like AARP Auto Insurance/The Hartford are rated by outlets such as J.D. Power, AM Best and the National Association of Insurance Commissioners . Each company focuses on different parts of the insurance business, including customer satisfaction, different experiences by agents or consumers and financial strength. AARP Auto Insurance ranks as average in most categories but higher in financial strength than competitors do. When choosing an insurance company, you should weigh their ratings and compare the auto quotes you receive to determine what factors are most important to you before you make a decision.

Not Sure If Aarp Is Right For You Consider These Alternatives

Aaa Life Insurance Phone Number : AAA

If youre looking for a home, life or car insurance company and you arent sure if AARPs partnerships are right for you, you might want to consider these other providers:

  • State Farm: If youre looking for an insurance provider with a proven track record of service, State Farm could be a great choice. The company also has a wide network of local agents, which could be appealing if you dont prefer to handle your insurance digitally.
  • Geico: Known for offering low average rates, Geico could be a good option for seniors on a budget. Keep in mind, though, that Geicos home insurance is underwritten by various third party companies depending on where you live.
  • Auto-Owners: Sold by independent agents in 26 states, Auto-Owners could be a good choice for seniors looking for personalized coverage. Its home insurance product in particular offers numerous endorsements and discounts to help you build a policy that works best for you.

Also Check: 2022 New York Auto Show

How To Make A Car Insurance Claim With Aarp

Customers and non-policyholders can file a claim online with AARP Auto Insurance. If youd rather call, the claims phone number is listed below. Be ready to provide some information when you file the claim: your name, policy number, vehicle involved, personal information of all other people involved and details about the accident. The claim representative will record the information and provide you with a claim number. You will be assigned a claims adjustor who will walk you through the rest of the claims process.

The Hartford Home Insurance Coverage

The Hartford offers standard home insurance as well as several home insurance packages. Additional coverage options are available for both AARP and non-AARP members, including:

  • Full Replacement Cost: An option that pays up to 125% of your coverage limits if you need to completely rebuild your home.

  • ProtectorPlus Zero Deductible: This option waives your deductible up to $5,000 if you make a claim of $27,500 or more.

  • New for old protection: Pays to replace your possessions with new items, regardless of the old possessions age or condition .

  • Reimbursement for replacing locks: After a deductible, The Hartford pays up to $500 to replace your locks if a key is lost or stolen.

  • Personal injury liability coverage: Helps pay for damages from a libel or slander claim, which standard liability coverage typically doesnt.

  • Identity fraud expense coverage: Pays out-of-pocket expenses to help you recover after fraud or identity theft.

  • Disappearing property deductible: Reduces your deductible after youve been claim-free for three years.

Read Also: How Many People Die Of Car Accidents

Does The Aarp Car Insurance Program Have Favorable Ratings

The Hartford has received an A+ or superior financial strength rating and long-term issuer credit rating from A.M. Best.

The Hartford also excels in customer satisfaction with its claims process. According to a 2021 J.D. Power study, The Hartford ranked first nationally with a score of 905 out of a possible 1,000 points. Only USAA car insurance scored higher with 909 points, but it has a limited clientele.

Usaa: Best For Military

AARP Car Insurance From The Hartford | Insurance Illustrated What Is Auto Bodily Injury?

USAA car insurance falls right in line with The Hartfords discounted AARP member rates. However, USAA is only available to military service personnel, veterans, and their families. If you don’t meet this requirement, then unfortunately USAA is not an option. That said, the provider was the only one to receive 4.8 stars in our rating of the industrys top car insurance companies. It’s a smart choice for drivers who qualify.

To find out what types of coverage you can get with USAA, read our in-depth USAA auto insurance review.

Also Check: Auto Insurance Companies In Virginia

About Aarp Auto Insurance From The Hartford

The AARP, formerly the American Association of Retired Persons, offers a multitude of insurance products through its insurance partner, The Hartford Group. AARP’s roots date back to 1958, when a former professor from California established the company as a nonprofit membership organization for people who are 50 and older. Today, there are nearly 38 million AARP members throughout the country.

The Hartford/AARP’s customer service line is open from 8 a.m. 9 p.m. EST on weekdays and 8 a.m. 6 p.m. on weekends.

Phone number: 800-423-6789

To speak to a person: Press 0 for customer service.

State Farm: Best For Students

State Farm is the largest auto insurance provider in the United States and has approximately 16 percent of the market share, according to the NAIC. We ranked the provider 4.6 out of 5.0 stars and named it the No. 1 choice of car insurance for students.

State Farm is well known for its reasonable rates and quick payouts for claims. There are many discount opportunities for drivers of all ages including a safe driver discount and bundling discounts. Learn more about coverage in our complete State Farm auto insurance review.

Read Also: Best Home And Auto Insurance Bundles 2020

What Car Insurance Coverage Can I Get From Aarp

Get all the standard coverage types youd find from other insurers, if each coverage type is available in your state, including:

  • Liability. Helps cover claims from another driver when youre at fault for a car accident.
  • Collision and comprehensive. Collision covers damages to your car if you hit another car or object. Comprehensive helps pay for damages that arent caused by a collision, like fire, flooding, hail, theft or vandalism.
  • Personal injury protection. Supplement your health insurance with this insurance if you get in an accident. Medical bills for you and your passengers are covered up to your limit, regardless of fault.
  • Rental car reimbursement. Helps pay for the cost of a rental car up to a certain limit after a covered accident.
  • Roadside assistance. Covers costs that come with breakdown recovery, including towing, labor charges, battery jumps, flat tire changes and gas delivery.
  • Uninsured and underinsured motorists. Damage caused by an uninsured or unknown driver, or drivers without enough insurance, are covered under this protection.

Discounts Offered By Aarp That Can Help You Save

Aarp Car Insurance Phone Number

You can lower the cost of your AARP Auto policy by using discounts from its parent company, The Hartford. It offers some of the most common car insurance discounts in the market, including bundling, pay-in-full, defensive driving and airbag discounts. However, The Hartford doesnt have discounts for insuring multiple cars, being a good student, safe driver, having an anti-theft system or going paperless.

AARP Auto policyholders can take advantage of discounts that other insurance companies dont commonly offer. Among these unique discounts are those for anti-lock brakes and having a hybrid or electric vehicle under the alternative energy discount.

Also Check: Car Rental Tampa Bay Airport

What We Think Of Aarp Car Insurance

The Hartfords AARP car insurance specializes in car insurance tailored for senior lifestyles with perks like post-accident support through its RecoverCare program.

Most customers seem pleased with its customer service and coverage features, but extra perks and added protections make its policies more expensive than with competitors.

If youre looking for great coverage with a suite of additional benefits, The Hartfords auto insurance might be right for you, but if youre under 50 or want the cheapest rates its worth getting a quote from multiple insurers.’s rating: 3.5 / 5

  • Education history and employment status

How To Buy It

AARP members can buy AARP/The Hartford homeowners and auto insurance online, over the phone , or through the mail. Residents of Arizona, Illinois, Tennessee, and Minnesota can also buy policies through authorized Hartford insurance agents. By the end of 2009, agents will also sell the policies in 16 other states.

More on MoneyWatch:

Don’t Miss: Car Rentals Boston Logan Airport

Similar Articles

Most Popular